This is a must read for anyone in the market for a new mortgage, anyone looking to refinance an existing mortgage, or anyone who thinks they ever will be. I wish I had this to read before I committed to a mortgage because it is honest and insightful. There is so much great information in this book, and it takes you from the very first steps (before you ever walk into a bank), right through to how and why you should pay off your mortgage. With the rampant excessive consumerism that has led our country to financial crisis, it is imperative that we educate ourselves about one of the biggest debts most people will ever take on. I know I personally feel bombarded with messages that communicate that I should buy, buy, buy….even those things I can not afford. It is so easy to get sucked into that mentality, and find yourself drowning in debt. And the really sad part is that the “things” that put us in debt fail to provide any level of joy or comfort that could ever compare to the level of stress that living in debt causes. The author of this book is a voice of wisdom in this culture of excess. He provides both basic information on mortgage loans, as well as up to date details particular to the crisis we are currently in. If you already have a mortgage, this book provides great advise and practical tips on how to pay your mortgage off in the most financially intelligent way possible. If you want to be in control of your mortgage instead of feeling like it has control over you, this book will help. I received this book free from Thomas Nelson Publishers in exchange for a fair and impartial review.
